Coverage

This coverage is provided as an endorsement to the Full Mortality policy.

If a breeding stallion becomes permanently impotent, infertile or incapable of servicing mares as a result of accident, sickness or disease, the owner may elect to make a claim to recover 100% of the stallion’s mortality insurance value. In the event of claim payment, the company does have the option of claiming the horse.  Upon claim settlement, all coverage on the animal ceases and the premium is considered “fully earned” (non-refundable).

Sample Rate

 Rates:                            Return:           (Rates vary depending on company).

.75% - 1.0%                     100%

The age limit for coverage is 1 - 17 years (varies by company).  Eligibility for coverage is on a submission basis and must be approved by the company before coverage is effective.  Some companies do require a breeding soundness evaluation to be completed for coverage.  Please ask your representative what will be required.

Get a Full Mortality quote online!

Download a Full Mortality application!

Download a Stallion Fertility examination form!

Download a Breeding Report Supplemental form!