Coverage

This is a package policy specifically designed for farm and ranch operations which allows you to insure the following items under one policy:

    A.    Your home

    B.    The contents of your home

    C.    All farm structures including barns, arenas, run-in sheds, hay barns, workshops and other farm related buildings.

    D.    All farm machinery and tools/equipment such as tractors, mowers, blades, saws, drills, and bush hogs.

    E.    Tack and related horse equipment.

    F.     Specifically scheduled items such as jewelry, furs, guns, fine arts and stamp collections.  You can also schedule computers and home entertainment systems.

    G.   Barn and/or Office contents such as furniture, fixtures, and electronic equipment (typewriters, computers, fax, phone).

    H.    Miscellaneous Farm Property including hay, shavings, feed, ATV's, entrance gates, fencing, pumps, well/wellhouses, signs, and livestock (equine and bovine).

    I.    Your personal liability for owning or operating the farm property, as well as the business liability for boarding, breeding, training, riding instruction, clinics, shows, etc. 

In some states, we can provide Workers Compensation, Flood Insurance, Commercial Auto and Excess/Umbrella Liability policies to supplement your Farm/Ranch package policy.

In order to obtain a quote, we must have a completed application and photos of all structures taken from sufficient angles.   If you're in Texas, give us a call and we'll be happy to send out a Representative to meet with you.